Privacy Policy, Terms of Use, and Earning Disclaimer
Last Updated on April 23, 2017
Privacy Policy
This Privacy Policy was last updated on April 23, 2017

No B.S. Life Advice, LLC (“Company,” “Trevor Shylock, “We,” or “Us”) respect your privacy and is committed to protecting it through compliance with this policy.

Please read this policy carefully (before using the Website or submitting any personal information) to understand our policies and practices regarding your information and how we will treat it. If you do not agree with our policies and practices, your choice is to not use our Website. By accessing or using the Website, you agree to this Privacy Policy. This policy may change from time to time.

By providing your email address, you understand and acknowledge you will occasionally be receiving emails from Trevor Shylock and No B.S. Life Advice, LLC. These emails could include product offers,
Visitors to our website can purchase products. When you make a purchase, we will request some personal information such as name, address, email, and other relevant billing and financial information. 

Any financial information we collect is used only to bill you for the products you purchased. If you purchase by credit card, this information may be forwarded to your credit card provider. For other types of activities, we will ask for the relevant information. You may also be asked to disclose personal information to us so that we can provide assistance and information to you. For example, such data may be warranted in order to provide online technical support and troubleshooting.

We will not disclose personally identifiable information we collect from you to third parties without your permission except to the extent necessary including:
• To fulfill your requests for products
• To protect ourselves from liability
• To respond to legal process or comply with law
• In connection with a merger, acquisition, or liquidation of the company

People Under 18 Years of Age
Our Website is not intended for people under 18 years of age and no one under age 18 may provide any information to or on the Website. We do not knowingly collect personal information from people under 18. If you are under 18, do not use this website, provide any information on it, make any purchases through the Website, use any of the interactive or public comment features of this Website, or provide any information about yourself to us, including your name, address, telephone number, e-mail address or any screen name or user name you may use. If we learn we have collected or received personal information from someone under 18 without verification of parental consent, we will delete that information. If you believe we might have any information from or about a child under 18, please email us at trevor@nobslifeadvice.com.

Privacy Policy Statement
This privacy policy sets out how We use and protect any information that you give Us when you use this website. We are committed to ensuring that your privacy is protected. If we ask you to provide certain information by which you can be identified when using this website, then you can be assured that it will only be used in accordance with this privacy statement.

What we collect:
We may collect the following information: name, contact information including email address, billing information such as address and other financial information, demographic information such as postcode, preferences, interests, and other information relevant to products or offers. We may collect additional data via Cookies as well.

What we do with the information we gather:
We require this information to understand your needs and provide you with a better service, and in particular for the following reasons:
• Internal record keeping
• We may use the information to improve our products and services
• We may periodically send promotional email about new products, special offers or other information which we think you may find interesting using the email address which you have provided
• From time to time, we may also use your information to contact you for market research purposes. We may contact you by email, phone, or mail
• We may use the information to customize the website according to your interests
• We may use this information for remarketing purposes to reach out to you with the right message via online advertising.
• Third-party vendors may show our ads on multiple sites across the internet
• We will never sell your information

Security
We are committed to ensuring that your information is secure. In order to prevent unauthorized access or disclosure we have put in place suitable physical, electronic and managerial procedures to safeguard and secure the information we collect online.

How we use cookies
A cookie is a small file which asks permission to be placed on your computer's hard drive. Once you agree, the file is added and the cookie helps analyze web traffic or lets you know when you visit a particular site. Cookies allow web applications to respond to you as an individual. The web application can tailor its operations to your needs, likes and dislikes by gathering and remembering information about your preferences. You can opt out of third-party vendor’s use of cookies by going to the Network Advertising Initiative opt-out page.

• We use traffic log cookies to identify which pages are being used. This helps us analyze data about web page traffic and improve our website in order to tailor it to customer needs. We only use this information for statistical analysis purposes and then the data is removed from the system.
• Overall, cookies help us provide you with a better website, by enabling us to monitor which pages you find useful and which you do not. A cookie in no way gives us access to your computer or any information about you, other than the data you choose to share with us.
• You can choose to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. This may prevent you from taking full advantage of the website.
• Third-party vendors may use cookies to serve ads based on past visits to our website.

Links to Other Websites
Our website or emails may contain links to enable you to visit other websites of interest easily. However, once you have used these links to leave our site, you should note that we do not have any control over that other website. Therefore, we cannot be responsible for the protection and privacy of any information which you provide whilst visiting such sites and such sites are not governed by this privacy statement. You should exercise caution and look at the privacy statement applicable to the website in question.

Controlling your personal information
You may choose to restrict the collection or use of your personal information in the following ways:
• If you have previously agreed to us using your personal information for direct marketing purposes, you may change your mind at any time by writing to or emailing us at trevor@nobslifeadvice.com
• We will not sell, distribute or lease your personal information to third parties unless we have your permission or are required by law. We may use your personal information to send you promotional information about third parties which we think you may find interesting if you tell us that you wish this to happen
• You may request details of personal information which we hold about you under the Data Protection Act 1998. A small fee will be payable. If you would like a copy of the information held on you please write to PO Box 218 Kingston, NJ 08528.
• If you believe that any information we are holding on you is incorrect or incomplete, please write to or email us as soon as possible, at the above address. We will promptly correct any information found to be incorrect.

Changes to Our Privacy Policy
It is our policy to post any changes we make to our privacy policy on this page. The date the privacy policy was last revised is identified at the top of the page. You are responsible for periodically visiting our Website and this privacy policy to check for any changes.

Contacting Us
If you need to contact us, you can email us at trevor@nobslifeadvice.com, or send us a letter at: PO Box 218 Kingston, NJ 08528.

We strive to provide excellent products, along with equally excellent customer service. If you have any questions about this Privacy Policy or our practices, please feel free to contact us using one of the methods listed above.
Terms of Use
Read This Terms of Use Agreement Before Accessing Website:

This Terms of Use Agreement was last updated on April 23, 2017.

This Terms of Use Agreement sets forth the standards of use of the No B.S. Life Advice, LLC websites, services, and products. By using www.nobslifeadvice.com, any subdomains, you (the “Visitor”) agree to these terms and conditions. If you do not agree to the terms and conditions of this agreement, you should immediately cease all usage of this website. We reserve the right, at any time, to modify, alter, or update the terms and conditions of this agreement without prior notice. Modifications shall become effective immediately upon being posted at www.nobslifeadvice.com. Your continued use of the Service after amendments are posted constitutes an acknowledgment and acceptance of the Agreement and its modifications. By accessing this website, you are agreeing to be bound by these website Terms and Conditions of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this website are protected by applicable copyright and trade mark law.

Except as provided in this paragraph, this Agreement may not be amended.

1. Description of Service
No B.S. Life Advice, LLC is providing Visitor with information, including but not limited to, about its products and services along with the ability to purchase products. Visitor must provide (1) all equipment necessary for their own Internet connection, including computer and modem and (2) provide for Visitor’s access to the Internet, and (3) pay any fees relate with such connection.

2. Disclaimer of Warranties.
The site is provided by No B.S. Life Advice on an “as is” and on an “as available” basis. To the fullest extent permitted by applicable law, No B.S. Life Advice, LLC makes no representations or warranties of any kind, express or implied, regarding the use or the results of this web site in terms of its correctness, accuracy, reliability, or otherwise. No B.S. Life Advice, LLC shall have no liability for any interruptions in the use of this website. No B.S. Life Advice, LLC disclaims all warranties with regard to the information provided, including the implied warranties of merchantability and fitness for a particular purpose, and non-infringement. Some jurisdictions do not allow the exclusion of implied warranties, therefore the above-referenced exclusion is inapplicable.

3. Limitation of Liability
NO B.S. LIFE ADVICE, LLC SHALL NOT BE LIABLE FOR ANY DAMAGES WHATSOEVER, AND IN PARTICULAR NO B.S. LIFE ADVICE, LLC SHALL NOT BE LIABLE FOR ANY SPECIAL, INDIRECT, CONSEQUENTIAL, OR INCIDENTAL DAMAGES, OR DAMAGES FOR LOST PROFITS, LOSS OF REVENUE, OR LOSS OF USE, ARISING OUT OF OR RELATED TO THIS WEBSITE OR THE INFORMATION CONTAINED IN IT, WHETHER SUCH DAMAGES ARISE IN CONTRACT, NEGLIGENCE, TORT, UNDER STATUTE, IN EQUITY, AT LAW, OR OTHERWISE, EVEN IF NO B.S. LIFE ADVICE, LLC HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME JURISDICTIONS DO NOT ALLOW FOR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, THEREFORE SOME OF THE ABOVE LIMITATIONS IS INAPPLICABLE.

4. Indemnification
Visitor agrees to indemnify and hold No B.S. Life Advice, LLC, its parents, subsidiaries, affiliates, officers and employees, harmless from any claim or demand, including reasonable attorneys’ fees and costs, made by any third party due to or arising out of Visitor’s use of the Service, the violation of this Agreement, or infringement by Visitor, or other user of the Service using Visitor’s computer, of any intellectual property or any other right of any person or entity.

5. Modifications and Interruption to Service
No B.S. Life Advice, LLC reserves the right to modify or discontinue the Service with or without notice to the Visitor. No B.S. Life Advice, LLC shall not be liable to Visitor or any third party should No B.S. Life Advice, LLC exercise its right to modify or discontinue the Service. Visitor acknowledges and accepts that No B.S. Life Advice, LLC does not guarantee continuous, uninterrupted or secure access to our website and operation of our website may be interfered with or adversely affected by numerous factors or circumstances outside of our control.

6. Third-Party Sites
Our website may include links to other sites on the Internet that are owned and operated by online merchants and other third parties. You acknowledge that we are not responsible for the availability of, or the content located on or through, any third-party site. You should contact the site administrator or webmaster for those third-party sites if you have any concerns regarding such links or the content located on such sites. Your use of those third-party sites is subject to the terms of use and privacy policies of each site, and we are not responsible therein. We encourage all Visitors to review said privacy policies of third-parties’ sites.

7. Disclaimer Regarding Accuracy of Information
While No B.S. Life Advice, LLC makes every effort to ensure that the information on this website is accurate, the company can make no representations or warranties as to the accuracy or reliability of any information provided on this website, including but not limited to hours of operation, pricing, packages, and services.
8. Governing Jurisdiction of the New Jersey Courts

No B.S. Life Advice, LLC, and its website is operated and provided in the State of New Jersey. As such, we are subject to the laws of the State (New Jersey), and such laws will govern this Terms of Use, without giving effect to any choice of law rules. We make no representation that our website or other services are appropriate, legal or available for use in other locations. Accordingly, if you choose to access our site you agree to do so subject to the internal laws of the State of New Jersey and the jurisdiction of Middlesex County, New Jersey.

9. Compliance with Laws
Visitor assumes all knowledge of applicable law and is responsible for compliance with any such laws. Visitor may not use the Service in any way that violates applicable state, federal, or international laws, regulations or other government requirements. Visitor further agrees not to transmit any material that encourages conduct that could constitute a criminal offense, give rise to civil liability or otherwise violate any applicable local, state, national, or international law or regulation.

10. Copyright and Trademark Information
All content included or available on this site, including site design, text, graphics, interfaces, and the selection and arrangements thereof is ©2017 No B.S. Life Advice, LLC, with all rights reserved, or is the property of No B.S. Life Advice, LLC and/or third parties protected by intellectual property rights. Any use of materials on the website, including reproduction for purposes other than those noted above, modification, distribution, or replication, any form of data extraction or data mining, or other commercial exploitation of any kind, without prior written permission of an authorized officer of No B.S. Life Advice, LLC is strictly prohibited. Visitors agree that they will not use any robot, spider, or other automatic device, or manual process to monitor or copy our web pages or the content contained therein without prior written permission of an authorized officer of No B.S. Life Advice, LLC. All other trademarks displayed on No B.S. Life Advice, LLC’s website are the trademarks of their respective owners, and constitute neither an endorsement nor a recommendation of those Vendors. In addition, such use of trademarks or links to the web sites of Vendors is not intended to imply, directly or indirectly, that those Vendors endorse or have any affiliation with No B.S. Life Advice, LLC.

11. Notification of Claimed Copyright Infringement
Pursuant to Section 512(c) of the Copyright Revision Act, as enacted through the Digital Millennium Copyright Act, No B.S. Life Advice, LLC designates the following individual as its agent for receipt of notifications of claimed copyright infringement.
By Mail: PO Box 218 Kingston, NJ 08528
By Email: trevor@nobslifeadvice.com 

12. Refund Policy
No B.S. Life Advice, LLC may offer one or more products or membership programs on its Website. The pricing for any such products or membership program will be clearly stated on the applicable order form. All purchases through the Website are final and will not be refunded except as expressly stated herein.
Notwithstanding the foregoing, a customer may receive a refund only if expressly guaranteed on the order page. A customer may cancel his/her membership in the applicable program for any reason and obtain a full refund of his/her first membership payment if he/she does so by mailing trevor@nobslifeadvice.com within 30 days of making his/her first membership payment in the “No B.S. Advice Club” program.
Additional terms and conditions may also apply to specific portions, products, services, or features of the Website. All such additional terms and conditions are hereby incorporated by this reference into these Terms of Use.

13. Other Terms
If any provision of this Terms of Use Agreement shall be unlawful, void or unenforceable for any reason, the other provisions (and any partially-enforceable provision) shall not be affected thereby and shall remain valid and enforceable to the maximum possible extent. You agree that this Terms of Use Agreement and any other agreements referenced herein may be assigned by No B.S. Life Advice, LLC, in our sole discretion, to a third party in the event of a merger or acquisition. This Terms of Use Agreement shall apply in addition to, and shall not be superseded by, any other written agreement between us in relation to your participation as a Visitor. Visitor agrees that by accepting this Terms of Use Agreement, Visitor is consenting to the use and disclosure of their personally identifiable information and other practices described in our Privacy Policy Statement.
General and Earning Statement
This General Disclaimer was last updated on April 23, 2017.

No B.S. Life Advice, LLC, Its owners (including, but not limited to Trevor Shylock), officers, employees, subsidiaries, affiliates, licensors, service providers, and agents are NOT financial or legal advisors, and nothing contained on this website or part of the products or membership program is intended to be financial or legal advice. No B.S. Life Advice, LLC is NOT an investment advisory service, NOT an investment advisor, and does NOT serve as a financial advisor or provide personalized financial advice in any way.
The services, strategies, information, and/or products offered by No B.S. Life Advice on this web site, through the products or membership program, and/or elsewhere are not to be interpreted as a promise or guarantee of earnings or any specific result.

The information provided by No B.S. life Advice is intended to be for educational purposes only. The education and information presented by No B.S. Life Advice is intended for a general audience and does not purport to be, nor should it be construed as, specific financial, legal, or other advice tailored to any individual. You are encouraged to discuss any opportunities with your attorney, accountant, financial professional, and/or other advisor.

In fact, your personal level of success in attaining the results from using our information, strategies, and/or products completely depends upon your own individual circumstances, the effort you devote to your own success, the ideas and techniques used, your finances, the various strategies that your financial, legal, and other advisors may have suggested that you implement, your knowledge, and various other skills. Since these factors differ among each individual, we cannot guarantee your success or income level, nor are we responsible for any of your actions that you decide to take, even if they are provided as suggestions or examples by No B.S. Life Advice.

Any and all forward-looking statements on this website, membership program, and/or in any of our products are intended to express our opinion of the earnings potential that some people may achieve. To the extent that we included any case studies or testimonials on this site, you can assume that none of these stories in any way represent the “average” or “typical” customer experience.

Even though No B.S. Life Advice, LLC makes no guarantees that you will achieve any particular result from using this information, you can still take advantage of No B.S. Life Advice, LLC’s refund policy if you are not completely satisfied. In such instances, you can request a refund according to the terms and timelines indicated in the refund policy described in the Terms and Conditions section on this site.

No B.S. Life Advice, LLC may derive fees or other compensation as a result of purchases from service providers or vendors that are recommended from this site and/or membership program.

YOU FULLY AGREE AND UNDERSTAND THAT NO B.S. LIFE ADVICE, LLC IS NOT RESPONSIBLE FOR YOUR SUCCESS OR FAILURE AND MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND WHATSOEVER THAT OUR PRODUCTS OR SERVICES WILL PRODUCE ANY PARTICULAR RESULT FOR YOU.
YOUR USE OF THE INFORMATION CONTAINED ON THIS WEBSITE AND/OR MEMBERSHIP PROGRAM IS AT YOUR OWN RISK. THE CONTENT IS PROVIDED ‘AS IS’ AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED. NO B.S. LIFE ADVICE, LLC DISCLAIMS ALL WARRANTIES, INCLUDING, BUT NOT LIMITED TO, ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, OR NON-INFRINGEMENT. NO B.S. LIFE ADVICE, LLC DOES NOT PROMISE OR GUARANTEE ANY INCOME OR PARTICULAR RESULT FROM YOUR USE OF THE INFORMATION CONTAINED ON THIS WEBSITE, PRODUCTS, AND/OR MEMBERSHIP PROGRAM. NO B.S. LIFE ADVICE, LLC ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ERRORS OR OMISSIONS IN THE INFORMATION CONTAINED ON THIS WEBSITE, PRODUCTS, AND/OR MEMBERSHIP PROGRAM.
NO B.S. LIFE ADVICE, LLC WILL NOT BE LIABLE FOR ANY INCIDENTAL, DIRECT, INDIRECT, PUNITIVE, ACTUAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR OTHER DAMAGES, INCLUDING, BUT NOT LIMITED TO, LOSS OF REVENUE OR INCOME, PAIN AND SUFFERING, EMOTIONAL DISTRESS, OR SIMILAR DAMAGES, EVEN IF NO B.S. LIFE ADVICE, LLC HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT WILL THE COLLECTIVE LIABILITY OF NO B.S. LIFE ADVICE, LLC TO ANY PARTY (REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, TORT, OR OTHERWISE) EXCEED THE GREATER OF $100 OR THE AMOUNT YOU HAVE PAID TO NO B.S. LIFE ADVICE, LLC FOR THE INFORMATION, PRODUCT OR SERVICE OUT OF WHICH LIABILITY AROSE.
UNDER NO CIRCUMSTANCES WILL NO B.S. LIFE ADVICE, LLC BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY YOUR RELIANCE ON THE INFORMATION CONTAINED ON THIS WEB SITE AND/OR MEMBERSHIP PROGRAM. IT IS YOUR RESPONSIBILITY TO EVALUATE THE ACCURACY, COMPLETENESS OR USEFULNESS OF ANY INFORMATION, OPINION, ADVICE OR OTHER CONTENT CONTAINED ON THIS WEBSITE AND/OR MEMBERSHIP PROGRAM. PLEASE SEEK THE ADVICE OF PROFESSIONALS, AS APPROPRIATE, REGARDING THE EVALUATION OF ANY SPECIFIC INFORMATION, OPINION, ADVICE, OR OTHER CONTENT.

Trevor Shylock
Founder of No B.S. Life Advice, LLC
Copyright  - No B.S. Life Advice, LLC - All Rights Reserved
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